With less focus on life-long (self) employment, people can now combine work with self-employment, or opt for part time entrepreneurship. New, hybrid forms of enterprising emerge. Combining work with self-employment is rather common in developing countries, but in Europe it is a phenomenon not yet reported on in statistics and for which policymakers and service providers have no answers yet. Clear definitions or classifications also don't exist. Policies and programmes need to take the new hybrid forms into account and MFIs are challenged to develop new services to meet the needs of a fast growing group of (potential) clients.