The “Delightful” loan for non-documented micro business is a project developed by Savings House “Moznosti” from the Republic of Macedonia. For years now, the country has taken actions to try to formalize and regulate micro businesses that are operating on the black market. In this process, some micro businesses have found themselves lacking the resources or the viability to adhere to regulations and left with no access to finance. Moznosti created this loan to specially target this sector.