The Policy Framework for Responsible Digital Credit helps ensure that the overwhelming success of digital financial services on the continent is not undermined by risks introduced through innovative digital financial services.
The framework is intended to be a tool for sharing best practices and strengthening the capacity of AFI members to regulate and supervise digital credit. It is intended to guide them in developing appropriate legal and regulatory frameworks and mitigate the potential risks of providing digital credit under inadequate regulatory regimes.

The framework is developed under the guidance of the Leaders of AFI’s African Financial Inclusion Policy Initiative (AfPI) with the intention to be used across the network, by all members and beyond.