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Microfinance in the European Union: market analysis and recommendations for delivery options in 2021-2027

Publication Papers

This report assesses current microfinance provision in EU and presents recommendations on how to bridge the financing gap and to meet evolving market needs as a means of promoting growth, employment and inclusion across the EU. Most microfinance in the EU comes from larger providers, with support for smaller, non-bank lenders remaining limited. The EU has taken measures to improve provision, such as the European Progress Microfinance Facility, launched in 2010 and complemented since 2014 by the Microfinance and Social Entrepreneurship axis of the EU Programme for Employment and Social Innovation (EaSI).