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Mikrofin’s Credit Scoring Methodology

Publication Good practices

With the intention of providing quality financial services to the people that are excluded from traditional financial sector, many MFIs aim to develop innovations that enable them to increase efficiency without diverting from their social mission. This is the case for Mikrofin in Bosnia and Herzegovina that has developed a digitalised credit scoring system for business and personal loans below EUR 1,500 for their target clientele of low income active clients.